There are a number of factors  that Credit Card Companies take into account when deciding the interest rate(s)/APR for potential card holders. Generally, the most important factor is financial history....

Due to old myths, many people believe that once they have bad credit, it is there forever, and ever, and ever. Well, take it for someone who experienced it first hand. I’ve found myself with some...

Currently, credit card debt is the main financial difficulty for countless families and individuals. The credit card balance of the average household in the United States is approximately $8,000 due...